Ready to make your dream home a reality? Look no further! At LINKBANK, we're dedicated to helping you secure the perfect mortgage for your needs. Whether you're a first-time buyer, looking to upgrade, or seeking to refinance, we've got you covered.
Embark confidently on your journey to homeownership, knowing you're supported every step of the way.
ready to refinance your home?
Refinance your home and seize opportunities for lower rates, reduced payments, or accessing equity.
home refinancing
ALREADY APPLIED FOR A MORTGAGE WITH LINKBANK?
How Much Can You Afford?
Get pre-qualified for a mortgage! Know your borrowing power and explore tailored mortgage options.
PRE-QUALIFY
Need Guidance? How Can We Assist You?
Find the perfect mortgage advisor to guide you through the home financing process.
CHOOSE AN ADVISOR
Curious about Your Mortgage Options?
Utilize our calculators to estimate payments, affordability, and more.
CALCULATORS
Why Choose LINKBANK for Your Mortgage?
mortgage products for you.
For many people, buying a home is the most important investment they will make. Choosing the right mortgage is as important as choosing the right home. We offer a variety of mortgage products designed to make your dream home a reality. Or, if you are building a home, a construction loan can be an ideal source of cash throughout the building process.
CONVENTIONAL LOAN
Conventional Loans are loan amounts up to $766,550.
Offering:
- Fixed rate or adjustable rate
- Loan to value up to 95%
- Jumbo Loans up to $3 Million available
CONSTRUCTION TO PERMANENT LOAN
LINKBANK’s “Building Your Forever” offers borrowers a one-time close on construction. You can spend less time worrying about the financial process and more time focused on next steps towards your forever.
Offering:
- 10% Down Construction/Permit
- Competitive rates
- One-time close option with lower fees and closing costs
- Local process and underwrite
- Fixed and adjustable rate options
LAND LOAN
Ready to purchase that perfect plot of land for your dream home?
Offering:
- Fixed rate
- Fixed payment with ample time to determine next steps on home construction options
FIRST-TIME HOMEBUYER PROGRAMS
Offering:
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As little as 3% down payment available
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Down payment and closing cost assistance programs available
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Pennsylvania Housing Finance Agency (PFHA) programs available
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LINKBANK First-Time Homebuyer Program available
OTHER SPECIAL PROGRAMS
Offering:
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VA – Up to 100% LTV - Borrower must meet eligibility requirements
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FHA – Up to 96.5% LTV
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USDA – Up to 100% LTV – Property location must meet eligibility requirements
Ready to Take the Next Step?
To begin your mortgage application for home purchasing, click the "Apply Now" button below, or reach out to our dedicated team to discuss our range of home refinancing options. Our team is standing by to assist you and make your homeownership dreams a reality!
Have questions on your next steps?
Contact our team to get started!
Senior Mortgage Loan Originator
(540) 899-2477
NMLS #521810
Robin Huddle is a seasoned Mortgage Banker who serves Virginia and Southern Maryland, and specializes in residential construction-perm and land financing. With a focus on personalized service and expertise in the industry, she guides clients through the mortgage process with confidence and integrity.
Senior Mortgage Loan Originator
(717) 557-8705
NMLS #586367
Getty Wilson is an experienced 30-year Mortgage Loan Originator with a proven track record as a top producer. Her expertise lies in crafting tailored solutions for clients, including Construction, JUMBO, and Land loans, as well as serving First Time Homebuyers and clients seeking Conventional, FHA, VA, and USDA loans. Her focus extends throughout Pennsylvania and surrounding counties, with additional service areas in Maryland and Delaware.
Community Lending Officer
(717) 991-7178
NMLS #2260726
Sheila Perez-Smith is a Community Lending Officer who specializes in supporting First Time Homebuyers through the home buying process. She has ample knowledge regarding down payment and closing cost assistance programs. Sheila provides one on one guidance to ensure understanding and clarity regarding loan products and the overall process. Additionally, Sheila is a bilingual Loan Originator who provides specialized support in both English and Spanish.